- The American Express Cobalt Card has an annual fee of [specific amount], which may be subject to change. It’s essential to check the latest terms and conditions for the most accurate information.
Key Features:
- Membership Rewards:
- Earn 5 Membership Rewards points for every $1 spent on eligible eats and drinks.
- Earn 2 points for every $1 spent on eligible travel and transit, including taxis, rideshares, and public transit.
- Earn 1 point for every $1 spent on other purchases.
- Multipliers:
- Enjoy accelerated points accumulation with higher point multipliers on select spending categories.
- [Specify additional multipliers if applicable].
- Flexible Redemption:
- Redeem points for a variety of rewards, including travel, merchandise, statement credits, and more.
- Points have no expiry date, providing flexibility in redeeming rewards.
- Perks:
- Access to exclusive events and offers, enhancing the overall cardholder experience.
- [Specify any additional perks or benefits provided by the card].
- Monthly Bonus:
- Earn a monthly bonus of [specific bonus points] when you spend a certain amount within a billing cycle.
- Welcome Bonus:
- New cardmembers may be eligible for a welcome bonus. The bonus structure can change, so it’s advisable to check the latest promotional offers.
- Annual Interest Rate:
- The card typically has a competitive annual interest rate on purchases. It’s important to pay attention to this rate, especially if carrying a balance.
Additional Fees:
- Foreign Transaction Fee: [Specify the percentage or amount charged for foreign transactions].
- Balance Transfer Fee: [Specify if applicable].
- Cash Advance Fee: [Specify if applicable].
Insurance Benefits:
- The American Express Cobalt Card may include various insurance benefits such as travel insurance, purchase protection, and more. Check the specific terms and conditions for details.
Eligibility:
- Eligibility criteria may apply. Applicants should review the requirements and ensure they meet the necessary conditions for card approval.