Key Features:
- Cashback Rewards:
- Earn cashback on eligible purchases, providing a percentage back on your spending.
- Introductory Offers:
- The card may come with introductory offers such as enhanced cashback rates for an initial period.
- Contactless Payments:
- Like many modern cards, Barclaycard Platinum Cashback Plus likely supports contactless payments for quick and convenient transactions.
- No Foreign Transaction Fees:
- Some Barclaycard offerings waive foreign transaction fees, making it suitable for international spending.
- Additional Benefits:
- Depending on the specific version of the card, there might be additional benefits such as purchase protection, travel insurance, or other perks.
Fees:
- Annual Fee:
- Barclaycard Platinum Cashback Plus may or may not have an annual fee. Check the latest terms for details.
- Interest Rates:
- The card will have standard interest rates for purchases and cash advances. There might be a 0% introductory period for certain transactions.
- Balance Transfer Fees:
- If the card offers balance transfer options, there could be fees associated with transferring balances from other cards.
- Late Payment Fees:
- Missing payments may result in late payment fees. It’s essential to pay at least the minimum amount on time.
- Cash Withdrawal Fees:
- Using the card for cash withdrawals might incur fees, and interest may apply from the withdrawal date.
Eligibility:
- Credit Score Requirements:
- Barclaycard Platinum Cashback Plus, like many credit cards, may have specific eligibility criteria, including a minimum credit score.
- Income Requirements:
- There might be minimum income requirements for applicants.